Tuesday, August 25, 2020

PSY 365 Psychology of Diversity Essay Example | Topics and Well Written Essays - 750 words

PSY 365 Psychology of Diversity - Essay Example The speculation was that there were critical contrasts in these two effects on prosocial conduct as per age, and that sex contrasts would likewise develop. 682 families took an interest in the examination by noting polls both from the guardians and the instructors of the kids. The example was partitioned into youngsters under 11 and those more than 11 years. The outcomes demonstrated no huge distinction as a result of hereditary qualities and condition as per sexual orientation. Singular contrasts in prosocial conduct developed as youngsters became teenagers, with ecological impact diminishing and hereditary qualities impact expanding. In spite of the fact that this investigation assembled information from the instructors, this information was just used to contrast the appraisals of guardians and educators as an approach to affirm the degree of prosocial conduct of the kid. It was not used to look at the impact of shared (home) condition with unshared (school) condition. After two years Knafo and Plomin (2006) likewise analyzed the impact of nature and hereditary qualities on prosocial conduct in small kids. This was a longitudinal report at ages 2, 3, 4 and 7 of an example of 9,424 sets of twins in the UK. The primary speculation was that hereditary qualities and condition don't keep on influencing conduct and that new impacts develop in later years. The investigation estimated the degree of prosocial conduct, the mutual condition, the unshared condition and the hereditary impacts. The consequences of the investigation showed that the common condition had less impact as the youngsters matured, yet the hereditary qualities had a more noteworthy impact. The outcomes likewise demonstrated that the hereditary impacts represent both change and congruity in prosocial conduct however the nonshared conditions impacts account principally for the progressions in prosocial conduct. In spite of the fact that Knafo and Plomin just did their examination to age 7, the two investigations found that hereditary impacts on prosocial conduct expanded with age and that the natural impact of hereditary qualities expanded though

Saturday, August 22, 2020

Thin-Layer Chromatography of Steroid Hormones Essay Example for Free

Slim Layer Chromatography of Steroid Hormones Essay The motivation behind this analysis was to test the solvency of different steroids so as to get more data about their structure. An obscure was likewise given to be remembered for the examination. The test that was performed was slim layer chromatography which required a glass plate. The realized steroids utilized in this trial were estradiol, hydrocortisone, cortisone, corticosterone and deoxycorticosterone. Presentation Steroid hormones are a subgroup of lipids. They are found in one of the essential endocrine organs in the body, the adrenal organs, which are found legitimately better than the kidneys. The structures of the adrenal organs start with the external layer known as the cortex. This locale is most regularly alluded to as the adrenal cortex and gives the organ roughly 80% of its all out mass. Inside the adrenal cortex there are three layers: the peripheral layer is known as the zona glomerulosa, the center layer is known as the zona fasciculata, and the deepest layer is known as the zona reticularis. Every one of these layers is contained numerous cells that combine and discharge hormones suitably named the adrenocorticoids. The second segment of the adrenal organ is known as the adrenal medulla. It is the inward area and record for the staying 20% in every one of the adrenal organs. The adrenal medulla is answerable for the arrival of epinephrine and norepinephrine into the circulatory system. Adrenocorticoids incorporate three kinds of steroid hormones. Each class has a place with a particular layer in the adrenal cortex and each class secretes explicit hormones. The principal gathering of adrenocorticoids is alluded to as mineralcorticoids. These hormones are emitted by the zona glomerulosa and are liable for the guideline of both the reuptake of sodium and the emission of potassium. The mineralcorticoid utilized in this test was the more strong, deoxycorticosterone. Unusual degrees of minercorticoids can be related with hypertension and can be prompted by different issues, for example, low blood sodium, high blood potassium, cardiovascular disappointment, kidney disappointment, or even cirrhosis of the liver. The second gathering of adrenocorticoids is alluded to as the glucocorticoids. These are delivered constantly layer in the adrenal cortex, the zona fasciculata. The elements of glucocorticoids incorporate invigorating gluconeogenesis using amino acids and separating of muscle proteins. In this test the glucocorticoids utilized were hydrocortisone and corticosterone. These hormones are utilized therapeutically to stifle the insusceptible framework by repressing the irritation procedure. In any case, an excessive amount of emission of these hormones can be characteristic of Cushing’s disorder, pregnancy, and stress that originates from infection or different sorts of real injury. The third gathering of adrenocorticoids that will be talked about are sex hormones. Sex hormones are not just emitted by the adrenal cortex. They are to a great extent emitted in the conceptive arrangement of each particular sexual orientation. Sex hormones can be additionally arranged into androgenic hormones, estrogenic hormones, and progestational hormones. Androgenic hormones are found predominately in the testicles of the male, and there is it discharged by the interstitial Leydig cells. The most well-known and most remarkable androgenic hormone is testosterone. Estrogenic hormones are just marginally unique in relation to their partners. Estrogenic hormones are recognized by their 18 carbon ring structure though androgens are distinguished by their 19 carbon ring structure. Estrogenic hormones are discharged by the female conceptive organs known as the ovaries. The most intense estrogenic hormone is called estradiol and its discharge vacillates all through a woman’s menstrual cycle, with its pinnacle volumes being around the hour of ovulation. The last subgroup of sex hormones is called progestational hormones, or progesterone. Progesterone is liable for the last development of the endometrium. Situated in the ovaries, it is discharged from the corpus luteum during the luteal period of the menstrual cycle and furthermore increments in volume during pregnancy as the embryo advances. Progesterone is not quite the same as the other two classes of sex hormones in that it is a 21 carbon ring structure. The methodology utilized in this trial was a chromatogram. Dainty layer chromatography is the kind of chromatography that utilizes a little glass sheet canvassed in a slight layer of an adsorbent material. When solutes are gotten, they are painstakingly positioned on the glass sheet on the cause line. At that point the glass sheet is absorbed a dissolvable for a specific timeframe that shifts with every chromatography method. After it is through dousing, the solutes can be watched and the separation that every solute has moved can be estimated. This worth is acquired by utilizing the R? ormula which takes the separation a solute goes from the cause line isolated by the separation that the dissolvable voyaged (this measure is known as the dissolvable front). This R? worth can help decide questions also. The conclusive outcome of this examination is known as a chromatogram, and relying upon which strategy is utilized, the steroids can be seen through customary light, or by means of an UV light. An UV light was required for this investigation. Chromatography is a valuable apparatus in recognizing the solvency properties of steroid hormones and uncovering variations in hormone structure.

Monday, August 10, 2020

PTSD Symptoms and Diagnosis

PTSD Symptoms and Diagnosis PTSD Symptoms Print Symptoms and Diagnosis of PTSD By Matthew Tull, PhD twitter Matthew Tull, PhD is a professor of psychology at the University of Toledo, specializing in post-traumatic stress disorder. Learn about our editorial policy Matthew Tull, PhD Medically reviewed by Medically reviewed by Steven Gans, MD on November 29, 2018 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on June 24, 2019 Post-Traumatic Stress Disorder Overview Symptoms & Diagnosis Causes & Risk Factors Treatment Living With In Children In This Article Table of Contents Expand DSM-5 Criteria for PTSD Other Diagnostic Tools When to See a Professional Related Conditions View All Post-traumatic stress disorder (PTSD) occurs after a traumatic event and interferes with a persons ability to function. You may wonder if you or someone you care about has PTSD, and whether you need to get professional help. If you are experiencing symptoms of PTSD, it is important to see a doctor so that you can get the right diagnosis and treatment. Illustration by JR Bee, Verywell The Difference Between PTSD and Stress Not everyone who has experienced a traumatic event will develop PTSD. After a traumatic event, it is normal to have strong feelings of anxiety, sadness, or stress. Some people may even experience nightmares, memories about the event, or problems sleeping at night, which are common characteristics of PTSD. However, these symptoms do not necessarily mean that you have PTSD. Think of it this way: Headaches can be a symptom of a bigger problem, such as meningitis. However, having a headache does not necessarily mean that you have meningitis. The same is true for PTSD. Many of the symptoms are part of the bodys normal response to stress, but having them does not mean that you have PTSD.?? There are specific requirements that must be met for a diagnosis of PTSD. These requirements are outlined in the  5th edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM-5). Causes and Risk Factors of PTSD DSM-5 Criteria for PTSD Criterion A: Stressor Exposure or threat of death, serious injury, or sexual violence in one or more of the following ways:?? You directly experienced the event.You witnessed the event happen to someone else, in person.You learned of a close relative or close friend who experienced  an actual or threatened accidental or violent death.You had repeated indirect exposure to distressing details of the event(s). This could occur in the course of professional duties (first responders, collecting body parts, or professionals repeatedly exposed to details of child abuse). This does not include indirect non-professional exposure through electronic media, television, movies, or pictures. Criterion B: Intrusion Symptoms The traumatic event is persistently re-experienced in one or more of the following ways:?? Recurrent, involuntary, and intrusive memories. Children older than six may express this symptom through repetitive play in which aspects of the trauma are expressed.Traumatic nightmares or upsetting dreams with content related to the event. Children may have frightening dreams without content related to the trauma.Dissociative reactions, such as flashbacks, in which it feels like the experience is happening again. These may occur on a continuum ranging from brief episodes to complete loss of consciousness. Children may re-enact the events in play.Intense or prolonged distress after exposure to traumatic reminders.Marked physiological reactivity, such as increased heart rate, after exposure to traumatic reminders. Criterion C: Avoidance Persistent effortful avoidance of distressing trauma-related reminders after the event as evidenced by one or both of the following:?? Avoidance of trauma-related thoughts or feelings.Avoidance of trauma-related external reminders, such as people, places, conversations, activities, objects, or situations. Criterion D: Negative Alterations in Mood Negative alterations in cognition and mood that began or worsened after the traumatic event as evidenced by two or more of the following:?? Inability to recall key features of the traumatic event. This is usually dissociative amnesia, not due to head injury, alcohol, or drugs.Persistent, and often distorted negative beliefs and expectations about oneself or the world, such as I am bad, or The world is completely dangerous.Persistent distorted blame of self or others for causing the traumatic event or for the resulting consequences.Persistent negative emotions, including fear, horror, anger, guilt, or shame.Markedly diminished interest in activities that used to be enjoyable.Feeling alienated, detached or estranged from others.Persistent inability to experience positive emotions, such as happiness, love, and joy. Criterion E: Alterations in Arousal and Reactivity Trauma-related alterations in arousal and reactivity that began or worsened after the traumatic event, including two or more of the following:?? Irritable or aggressive behaviorSelf-destructive or reckless behaviorFeeling constantly on guard or like danger is lurking around every corner (hypervigilance)Exaggerated startle responseProblems in concentrationSleep disturbance Criterion F: Duration Persistence of symptoms in Criteria B, C, D, and E for more than one month.?? Criterion G: Functional Significance Significant symptom-related distress or impairment of different areas of life, such as social or occupational.?? Criterion H: Exclusion The disturbance is not due to medication, substance use, or other illness.?? DSM-5 PTSD Diagnosis In order to be diagnosed with PTSD according to the DSM-5, you need to meet the following:Criterion AOne symptom or more from Criterion BOne symptom or more from Criterion CTwo symptoms or more from Criterion DTwo symptoms or more from Criterion ECriterion FCriterion GCriterion H Changes in Diagnostic Criteria There are a few changes in the latest version of the DSM regarding PTSD diagnosis.?? Key changes include: More clearly defining what kind of events are considered traumatic in Criterion AAdding a fourth type of exposure in Criterion AIncreasing the number of symptom groups from three to four by separating avoidance symptoms into their own group (Criterion C)Increasing the number of symptoms from 17 to 20Changing the wording of some of the symptoms from DSM-IVAdding a new set of criteria for children aged 6 or youngerEliminating the acute and chronic specifiersIntroducing a new specifier with dissociative symptoms The biggest change in the DSM-5 is removing PTSD from the category of anxiety disorders and putting it in a classification called Trauma and Stressor-Related Disorders. You can review the rationale behind these changes, as well as look at other changes in the DSM-5, at the website for the  American Psychiatric Association  (APA). Other Diagnostic Tools In addition to using the DSM-5 manual to assess for PTSD criteria, a medical professional will likely want to complete a physical examination to check for medical problems that could be contributing to or causing symptoms. A psychological evaluation is likely to be recommended, which allows for you to openly discuss with your provider some of the events that have led to you experiencing these symptoms. During this evaluation, you would share with a provider signs and symptoms youre experiencing, as well as the duration and level of intensity of those signs.?? This collective information can help medical providers and mental health professionals gain an understanding of your treatment needs and provide you with an appropriate level of care. When to See a Professional The debilitating symptoms of PTSD can make living, working, and interacting difficult. In fact, many people struggling with post traumatic stress disorder can turn to unhealthy coping skills like substance abuse or self-harm in an attempt to minimize or escape from their emotional distress. If you have been experiencing symptoms for longer than a month,?? it could be helpful for you to talk with a professional. When you are dealing with nightmares, flashbacks, and a negative outlook about yourself and others, it can begin to feel like things will never change. Finding a qualified professional to help can make all the difference, bringing back hope through the sharing of your experiences and helping you learn healthy, effective ways of coping. PTSD Discussion Guide Get our printable guide to help you ask the right questions at your next doctors appointment. Download PDF Time Doesnt Always Help Sometimes after a traumatic experience, people believe that their symptoms will eventually go away over time. This eventual lessening of distressing symptoms can happen for some peopleâ€"but not for everyone. You may experience symptoms long after the traumatic event has taken place, making it difficult to associate your symptoms with PTSD. Even if months or years have passed, it can be helpful for you to speak with a qualified professional to gain an accurate understanding of what is happening for you and be connected with appropriate resources that can help you regain your quality of life. Related Conditions Although the hallmark of post-traumatic stress disorder is having experienced or witnessed a traumatic event, there are a variety of distressing symptoms that someone with PTSD will experience after the event. Understanding that some of these symptoms may overlap with other mental health conditions, it is important that a thorough evaluation is done to make sure the diagnosis of PTSD is accurate. Other conditions that could be discussed or explored with your health care provider, due to the symptoms you might be experiencing, could include things like:?? Obsessive-compulsive disorderAcute stress disorderAdjustment disorderPanic disorderGeneralized anxiety disorderMajor depressionSubstance abuseEating disorders Again, because some of the distressing symptoms can overlap a bit with other mental health conditions, it is important to talk with a qualified professional to make sure you receive an accurate diagnosis and are provided with appropriate resources for care and treatment. Being honest and open with your provider about the symptoms you have been experiencing is critical to helping them understand what is happening for you and to establish the right path for your healing. The Best Online Therapy Programs

Saturday, May 23, 2020

Different ipolar Disorders - 830 Words

BIPOLAR DISORDERS Introduction: Bipolar disorder is a subtype of the mood disorder. The patient presents with mood swing fluctuating between mania and depression. It constitutes a broad spectrum of mood disorders that includes bipolar I disorder,bipolar II disorder, cyclothymia (oscillating high and low moods), and major depression. Sex/Age Ratio †¢ The average age at onset is 25 years old . †¢ Rates are similar in men and women . †¢ Late adolescence and early adulthood are peak years of onset. Epidemiology †¢ Bipolar disorder is the sixth leading cause of disability worldwide and has a lifetime prevalence of about 3% in the general population. †¢ Within the United States, African and European Americans have similar rates of bipolar disorder, while Asian Americans have lower rates Causes The causes of bipolar disorder vary from individual to individual. Following are thought to be some of the important causes of this disorder. †¢ Genetic o The risk of bipolar disorder is nearly ten times higher among first degree-relatives †¢ Neurological It is thought to be influenced by o stroke o HIV infection o traumatic brain injury o multiple sclerosis o porphyria o seizure disorder o temporal lobe epilepsy †¢ Hormonal Evidence suggest that there is increased transmission of Dopamine during Manic phase. The role of other neuro transmitters such as Gamma aminobutyric acid and glutamate have been implicated. †¢ Physiological ï‚ § Hypothesis suggests that Hypothalamic-pituitary

Tuesday, May 12, 2020

Love Is An Unbreakable And Undeniable Force - 1028 Words

Love through Poetry Love is a very ambiguous concept. The true meaning is completely subjective in nature. To a biologist, it could mean the release of dopamine and serotonin in the brain. To a poet, such as Robert Burns, love can be described like â€Å"the melodie, / That s sweetly play d in tune† (3-4). Even with love’s complex meaning, Robert Burns, Amjad Nasser, and Maya Angelou give their takes on love’s meaning in different but similar ways. The similarity running through all three poems is not one trait, but a combination of all three underlying messages. The messages in short, are that love is an unbreakable and undeniable force. A deep feeling inside that can hurt us if we do not take love for what it is. A force that can heal and comfort today’s sorrows. Overall, love brings people together with its warm, soothing embrace. The poem A RED, RED ROSE, Robert Burns shows how tender and sweet love is by drawing comparisons to love in ways like this; â€Å"like a red, red rose, / That s newly sprung in June / †¦ like the melodie, / That s sweetly play d in tune† (1-4). This excerpt shows the warm and gentle nature of love. Just like the rose and the song, love is also delicate by nature. It can’t be rushed or forced, it needs to be natural. Further into the poem, Burns begins to tell of how timeless and sustainable love is. Burns describes the immeasurable amount of time that love lasts with hyperboles describing a near infinite amount of time and how his feeling will carryShow MoreRelatedAnalysis Of Maeve Binchys Light A Penny Candle971 Words   |  4 PagesElizabeth endures a painful life when Violet leaves for another man, dates a lover who will not marry her, and must cope with a marriage lavished with arguments with her husband, Henry Manson. 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However, another equally important themeRead MoreWilliam Shakespeare Has Remained A Powerful Literary Force1088 Words   |  5 PagesWilliam Shakespeare has remained a powerful literary force to this day, and few of his works are as well known as Macbeth. The play s epic tale of ambition an d greed never fails to captivate audiences. The major themes of this quintessential work are hackneyed in the world of literary criticism: the role of ambition in Macbeth s demise, the role of spirits and witches in carrying out evil, the corrupting of human morals, and many other similar themes. However, another equally important theme isRead MoreMy First Day Of College At Colorado State University- Global Campus1399 Words   |  6 Pagestechnically not. However, my career is not the only reason that I want this degree. I also want this for the other people in my life, my wife and my children. My family is my motivation to get up and get after it every day. They are the driving force behind all of my success because of their continued support. They’ve been through it all with me in my career. Long nights at the office, out of town trips for trainings or meetings, even arriving late to certain occasions because of the demands ofRead MoreSexual Moralism And Christianity : T he Outing Essay1875 Words   |  8 PagesBaldwin’s characterization of â€Å"normal† behavior and illustrates the self-defeating choices individuals must make in the face of antagonizing societal schemas. The reason moralism is such a significant presence in human culture resides in its unbreakable ties to sex. Sex, as it intrinsically relates to human biology and mentality, is seen by Warner as a space occupying the â€Å"most personal dimensions of pleasure, identity, and practice† (1). This establishment of sex as an innate function of one’sRead MorePersonalities of Lee and Jackson: Reflections in War Tactics2120 Words   |  9 Pagestimes of war to let them know that he was still well and thinking of them; even in times of his hardest battles, Lee found time to write to his family and express his love to them all. In his son, Robert Edward Lee’s book, letters from Robert E. Lee to his family and others are examined; hardly ever was there a letter that did not have love in it. Graduating second in his class at West Point, there was no question that Lee had the intelligence and drive to lead and command an army (Monsell 182). ThatRead MoreBook Report/Charac ter Analysis on the Acts of King Arthur and His Noble Knights by John Steinbeck5483 Words   |  22 Pagestry. Sir Balin draws the sword effortlessly and all around him are astonished. The damsel asks for the sword back, but Balin refuses, saying he will not give it up until someone takes it from him by force. She says that if he keeps it, Balin will use it to kill his best friend and the man he loves most in the world. Balin asks permission of the King to leave, and although Arthur does not approve of Balin’s choice, he grants him his request, only asking that he not be gone for too long. The Lady

Wednesday, May 6, 2020

Citibank Free Essays

string(131) " 24 hours to the individual cardholder’s stated address, the TIDY location, or an address as otherwise directed by the APPC\." Policy and Purpose The purpose of the GTAG is to serve as the primary payment method for DoD personnel for official travel expenses incurred during Toys and also allows access to the GSA City Pair Program. Military personnel who violate and misuse the travel card can be prosecuted under Article 92 of the Uniform Code of Military Justice (UCM) for failure to obey a lawful order or regulations, as well as any other applicable article of the JACM based on the nature of the misconduct involved. Civilian personnel who misuse or abuse the travel card may be subject to appropriate administration or capillary action up to, and including removal from Federal service. We will write a custom essay sample on Citibank or any similar topic only for you Order Now There are many laws and documents governing the travel card program. Some of these are listed below: ; Public Law 105-264 public Law 107-314 public Law 109-115 DoD Financial Management Regulation (DOFFER) – Volume 9, Chapter 3 ; DoD Statement of Understanding You will learn more about each law and document in this course. Public Law Public Law 105-264, Public Law 109-115 and Public Law 107-314 govern travel cards. A brief description of each law is provided below. Mouse over each Information icon to read about each Public Law. Public Law 105-264 Establishes the travel card program within the Department of Defense (DoD). ; Mandates the use of a Government-sponsored travel card for costs associated with official Government travel. Public Law 107-314 Establishes the requirement of split disbursement directly to the travel card vendor. Public Law 109-115 Requires each Executive department and agency to evaluate the credit worthiness of an individual before issuing a GTAG. DoD FM, Volume 9, Chapter 3 and DoD Statement of Understanding The Doffer, Volume 9, Chapter 3 establishes command, supervisory, and personal responsibility for use of the GTAG and the operation of the DoD travel card program. It is the responsibility of commanders and supervisors at all levels to ensure compliance with this regulation. The DoD Statement of Understanding must be signed by each traveler. It states that the applicant understands the provisions of the travel card program and proper use of the travel card. DoD Components may modify the DoD Statement of Understanding to reflect specific organization requirements. Benefits of Using a Travel Card Now that you are aware of the various laws and documents governing travel cards, let’s look at some of the benefits. A Travel Card: Is an efficient tool for conducting official travel Eliminates the need for you to pay for your own expenses ; Saves administrative costs incurred on paper-based transactions ; Saves costs due to tax exemption status in select states ; Improves organization cash management Provides financial readiness Allows access to the GSA City Pair Program Reduces the need to issue traditional travel advances (cash/electronic funds transfer) Individually Billed Account In order to obtain a travel card, you first need to apply for an individually billed account (BIB). An BIB is issued only for payment of the traveler’s official Government ravel expenses. It is not authorized for personal expenses; it is not transferable and can only be used by the cardholder. Expenses for any individual other than the cardholder and their authorized dependents are strictly prohibited. Payments for travel card Bias are the cardholder’s responsibility. The Government is not liable for such accounts. You will receive your monthly billing statement directly from the travel card vendor at the address provided on the application and/or the address on file with the travel card vendor. We will discuss how to apply for a travel card BIB in the next topic. Types of Cards The two types of Bias are standard and restricted. Use of these cards is limited to official travel expenses only. A restricted travel card helps control delinquency by limiting the cardholder to a minimal amount of credit. Restricted travel cards look just like standard travel cards. A restricted travel card is issued in the following situations: ;An individual does not meet the credit requirements for a standard travel card. ; The individual declines a credit check. The commanding officer, supervisor, or APPC requests a restricted travel card be issued. Usually this is done only if there has been financial counseling in the past. Credit Limit The credit limits for standard and restricted travel cards differ with respect to the total credit limit, monthly ATM limit, and monthly retail limit. The table shows the credit limits for standard and restricted travel cards. The cardholder’s APPC can temporarily raise total credit limits, with the commanding officer or supervisor’s approval, in order to meet mission requirements. If the cardholder’s APPC increases the credit limit amount above a certain level, additional approval within the cardholder’s major command, service, or agency chain of command is required. Processing Routine Applications The APPC and travel card vendor will perform the following steps when processing routine applications: 1. The APPC will verify the information entered by the applicant and complete the billing hierarchy information. 2. The APPC will approve the application within three days of receipt of the completed application package. 3. The travel card vendor processes the application and mails the card within three business days of receipt of the approved application. The applicant should receive the card within 10 days of submission of the application to the travel card vendor. Processing Expedited Applications An expedited application will be processed when a traveler is in a TIDY status and requires a card or no longer has possession of their travel card due to loss or theft. The APPC and the travel card vendor will perform the following steps when processing emergency applications: 1 . The APPC will call the travel card vendor to request an expedited travel card. . The APPC will fax a hard copy application to the travel card vendor as soon as possible. 3. The APPC will annotate ‘Expedited Application’ prominently on the application and verify with the travel card vendor whether the application has been received. . The travel card vendor will process and forward expedited cards within 24 hours to th e individual cardholder’s stated address, the TIDY location, or an address as otherwise directed by the APPC. You read "Citibank" in category "Papers" Expedited mail delivery time is 2 to 3 business days. Services are available for travel cards to be delivered in 1 to 2 business days or Saturday delivery. 5. The travel card vendor charges an additional fee for expedited travel cards, which is reimbursable and should be included on the travel voucher. Payment Policy When you start using your travel card, you will receive a monthly billing statement if NY transactions have been made to your account during the billing period. This statement lists all the transactions that occurred during the billing cycle. If there are incorrect transactions on the statement, you may dispute them. Disputes must be filed within 60 days of the statement date on which they first appeared. A dispute form may be obtained from your APPC or on the TOM and/or Cit website. You are expected to make payment, in full, by the due date regardless of whether or not you receive reimbursement. Accounts are past due if you do not pay by the statement due date. Accounts become delinquent and are suspended at 61 days after the statement due date. Fee Policies There are several fees associated with the travel card. These are: ; Late fees Return check fees Expedited delivery fees ATM fees Surcharge fees Address Change It is the cardholder’s responsibility to notify the organization’s APPC and the travel card vendor of changes in contact information (e. . , new address, phone number, e-mail address, name change, or employer). Cardholders should perform the following actions when changes occur to contact information: ; Inform the travel card vendor y using the form provided on the back of the statement or by calling the travel card vendor’s toll free phone number ; Contact the APPC Failure to notify the travel card vendor and APPC of an address c hange may prevent the cardholder from receiving the travel card billing statement on time. In addition, the travel card account may be closed until the correct address is provided to the travel card vendor. Delinquency An account is delinquent when a cardholder fails to pay the outstanding balance in full within 60 days of the billing statement date. After 60 days, the account is suspended and further action will be taken if the account remains delinquent. Contributing Factors Consequences of Delinquency Some contributing factors to delinquency are: Failure to pay the travel card vendor by the billing statement due date ; Failure to file for reimbursement within 5 days of return from travel ; Failure to use split- reimbursement to pay the travel card vendor ; Failure to claim all authorized expenses Excessive/unauthorized ATM withdrawals or card use for personal expenses ; Failure to update mailing address with the travel card vendor and APPC Some of the consequences of delinquency are: Counseling Oral and/or written reprimand Suspension of charging privileges Cancellation of the travel card account Salary Offset Negative reporting to credit bureaus (after 210 days of delinquency) Account Closure and Cancellation While you enjoy the benefits of having a travel card, you must be careful when using it. Misuse of the travel card or not making timely payments can result in account closure or cancellation. A card will be cancelled for the following reasons: Two checks returned due to insufficient funds in a 12-month period ; Two suspensions in a 12-month period (the card will be permanently closed on the third suspension) ; When the account is 126 days past billing and remains unpaid ; The travel card vendor may close a travel card account upon the request of the cardholder’s APPC; Travel card is lost or stolen Reduced Payment Plan Salary Offset is the term used to describe the withholding of money from the cardholder’s salary. To avoid Salary Offset you may request a Reduced Payment Plan (RIP). A RIP is a written agreement between the cardholder and the travel card vendor where the cardholder agrees to make monthly payments to the vendor. The number and amount of payments will be negotiated with the cardholder and will be eased on what is required to resolve the entire account balance in a reasonable timeshare. A RIP can be requested any time before Salary Offset takes place. You previously learned that one of the consequences of delinquency is Salary Offset. Salary Offset is a process that allows DoD, on behalf of the travel card vendor, to automatically collect payment from the cardholder’s pay for any amount owed as a result of undisputed delinquencies. DOFFER Volvo AAA and 8 Travel Card I Travel Card Policies Salary Offset Dispute Process Janet, a cardholder, has received a letter stating her salary will be offset to pay her liniment travel card account if she doesn’t make payment within 30 days. What can Janet do? Once an account is 91 days past the billing statement date, the travel card vendor will send a Salary Offset Due Process Notification Letter to the address on her account. Janet may then petition for a hearing, disputing the validity or amount of the debt, and the amount of the proposed offset schedule. It is important that Janet files the request for a hearing within the stipulated deadline stated in the Due Process Notification Letter. If a hearing is requested, the Salary Offset process is suspended temporarily. Split Disbursement Split Disbursement is required by DoD policy and is there to assist cardholders with timely payment of travel card accounts. When preparing your voucher you need to review the Split Disbursement amounts to ensure money is being disbursed to completely pay all charges made to the travel card. Mission Critical Status Mission Critical Status is a special designation used to accommodate the unique requirements of individuals deployed long-term to locations that prevent them from filing interim vouchers (if authorizations were created outside of TTS) and making prompt payments to the travel card vendor. The APPC or Component Program Manager (CPM) designates Mission Critical Status with prior approval of the traveler’s commander or supervisor. This status must be authorized in the travel orders. Key Summary Points The key points covered in this class are: The GTAG will be used by all DoD personnel (military or civilian) to pay for all costs related to official Government travel. ; There are laws and policies that govern travel cards, such as eligibility, mandatory use, and the requirement for split-disbursement. Using a GTAG offers many benefits. A travel card is an efficient tool for conducting official travel and enhances financial readiness. There are two types of travel cards: standard and restricted. How to cite Citibank, Papers

Saturday, May 2, 2020

Albert Einstein Essay About Birth Control Example For Students

Albert Einstein Essay About Birth Control What I find most admirable about AlbertEinstein is the way he thought up his theoriesand had the ability to conduct experiments onthem. By doing this, he answered manyquestions of the scientific realm of the world. Some of the traits I admire are:1. A trait I admire is his curiosity because healways wanted to find out how things worked. When he was five years old his father gavehim a compass. It was a mystery to him. Hewanted to know why the arrow alwayspointed north. His father explained magnetismto him, but that explanation didnt make theinvisible power less mysterious. When he wasolder, he learned more about magnets. Heknew that the earths magnetic field made theneedle point north. Since I am also verycurious about how things work, this trait isone that I definitely share with him. Another trait that I admire is that he was afriendly teacher with a sense of humor, andthat is what his students liked about him. In1909 Albert was offered a position as anassociate professor at the University ofZurich. His friendliness and sense of humormade him popular with his students eventhough they thought he was a little strange. How did they think he was strange? Well, onhis first day of class he came dressed inpants that were too short and he had hisnotes on a single scrap of paper. But aftertalking for a few minutes, his students knewthat they had a very special teacher. Hecared about physics and about his students. He enjoyed talking to his students and wouldinterrupt his own work just to help them. Hewas always welcoming questions and ofteninvited his students to a local cafe or hishome to continue classroom discussions Ifound that teachers I had in the past whowere friendly made learning more interesting. Another trait was that he was good at math. Albert didnt care for school. The only subjecthe did like was math because figuring outproblems was easy and fun for him. His uncleintroduced him to algebra when he waseleven years old because he knew Albertenjoyed working with numbers. Albert was sogood at algebra that he was soon ready foran advanced type of math. At twelve years old, Alberts friend, MaxTalmud gave him a book on geometry. Thebook captured his imagination and opened upa whole new world of logic. He consideredgeometry as a kind of miracle, like thecompass. He had no trouble going throughthe book and solving all the problems. Hesoon taught himself the more advanced formof math called calculus. Max then started bringing Albert sciencebooks. Albert had never seen books likethese. They introduced him to topics such aselectricity, gravity, atoms, and stars. Afterlearning about these topics he wanted toknow more. He thought the world was amystery and he wanted to find some answers. I too like math a lot and I also like solvingproblems. 2. I know that Einsteins contributions were ofscientific importance because all of hiscontributions are now used as very importantparts of the scientific realm. He proved thatmolecules existed even though somescientists didnt believe they existed. He wrotea paper on the universe indicating that it hasboundaries, which lead to the beginning ofthe modern science of cosmology, the studyof the beginning and the end of the universe. His special theory of relativity was veryimportant in the nature of space, time, andmatter and how the speed of sound, light, orother such things occur. According to thistheory, the mass and the size of objectschanges when in motion. These changesbecome noticeable as the speed of the objectapproaches the speed of light (186,000 milesper second). E = emailprotected comes from thespecial theory of relativity. .u09b421e41c55991197967c18a49b8136 , .u09b421e41c55991197967c18a49b8136 .postImageUrl , .u09b421e41c55991197967c18a49b8136 .centered-text-area { min-height: 80px; position: relative; } .u09b421e41c55991197967c18a49b8136 , .u09b421e41c55991197967c18a49b8136:hover , .u09b421e41c55991197967c18a49b8136:visited , .u09b421e41c55991197967c18a49b8136:active { border:0!important; } .u09b421e41c55991197967c18a49b8136 .clearfix:after { content: ""; display: table; clear: both; } .u09b421e41c55991197967c18a49b8136 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u09b421e41c55991197967c18a49b8136:active , .u09b421e41c55991197967c18a49b8136:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u09b421e41c55991197967c18a49b8136 .centered-text-area { width: 100%; position: relative ; } .u09b421e41c55991197967c18a49b8136 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u09b421e41c55991197967c18a49b8136 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u09b421e41c55991197967c18a49b8136 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u09b421e41c55991197967c18a49b8136:hover .ctaButton { background-color: #34495E!important; } .u09b421e41c55991197967c18a49b8136 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u09b421e41c55991197967c18a49b8136 .u09b421e41c55991197967c18a49b8136-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u09b421e41c55991197967c18a49b8136:after { content: ""; display: block; clear: both; } READ: To Build A Fire (Exposition 10 Paragraphs) EssayOne thing that I think benefited mankind butalso endangered us at the same time is theatomic bomb. E = emailprotected did not lead directly tothe building of the atomic bomb, but theformula did lead scientists to think aboutsplitting the atom. The formula suggested thatsplitting an atom would release a great dealof energy. Einstein was worried that Germanywould harness atomic energy and dropatomic bombs. Because of his fear, Einsteinwrote to president Roosevelt and urged himto buy Uranium from the Belgian Congo. Healso suggested a project to see if a chainreaction was possible. This became knownas the Manhattan Project, and t he first atomicbomb was born. Einstein then became knownas the father of the atomic bomb. The bombbenefited America in World War II againstJapan, because